Sometimes I wear shirts until they start to shred, just like this White Double Face Top at Oak, which is under $50. The good thing about the Freeloader tank is that instead of skin poking through the hole, you’ve got another layer of 50/50 poly-cotton. A medium “v” front and a chiseled racer back will make this a perfect layering piece or an mainstay ready for the beach. [$42 at oak]